Vanguard® No-Load Mutual Funds

The Health Savings Administrators Advantage

• No underlying checking account required
• First dollar investing
• A choice of 22 Vanguard® No-Load Mutual Funds
• 10 funds available as Admiral Shares
• Live people answer our phones
• Simple fee schedule

Benefits of Health Savings Accounts

Individuals and Health Savings Accounts

The benefits of investing in a Health Savings Account have become apparent over time. More and more people are moving towards HSA plans for the advantages they offer account holders:

• Tax Deductible Contributions
• May be eligible to claim contributions on Federal Tax Returns (even if you don’t itemize)
• Interest and Other Earnings on Health Savings Account’s are Tax-Free
• Withdrawals for qualified medical expenses are Tax-Free

Possibly the best benefits of Health Savings Accounts is the security they provide, not only to peace of mind, but to the future.

• Full Portability
• No Year-End Loss – Health Savings Accounts Continue To Grow, Year to Year. It is use it or keep it!

Learn more about Individuals and Health Savings Accounts >>

Employers and Health Savings Accounts

Many of the benefits of choosing a Health Savings Account over a traditional health insurance plan can directly affect the bottom line of an employer’s benefit budget. For instance:

• Health Savings Accounts are dependent on a high deductible insurance policy, which lowers the premiums of the employee’s plan.
• All contributions to the Health Savings Account are pre-tax, lowering the gross payroll and reducing the amount of taxes the employer must pay.

As an added benefit to employees or an incentive to elect a Health Savings Account over a traditional insurance plan, employers may contribute to employees Health Savings Accounts.

Learn more about Employers and Health Savings Accounts >>

HSA Investing -
Vanguard® No-Load Mutual Funds

When selecting a company to administer their Health Savings Accounts, employers want to ensure the best possible investment options are available to their employees.

HSA features Vanguard® no-load mutual funds. With a wide variety of investment options to choose from, the selections are designed to satisfy the aggressive, conservative and blended investor. Selecting the Health Savings Account Vanguard® investment that fit both short and long term financial goals is easy.

Learn more about the diverse Vanguard® investment options >>

Satisfied Clients

Don't just take our word for it, we measure our results from people exactly like you that have made the decision to switch to a Health Savings Account and invest with Vanguard®. Below are a few of the things our clients have said about their experience with Health Savings Administrators:

• “Thank you for providing me with the opportunity to invest my pretax dollars into something other than a savings account with low returns.”
• “It’s great that I have access to admiral funds that I would never be able to otherwise invest my money in.”
• “You guys are so flexible on contributions. You can put in one lump contribution at the beginning of the year or at the end. That’s so convenient. I’m not on any set monthly schedule”
• “It seems like no one knows anything about these HSA’s except for your team at Health Savings Administrators. You were able to answer all of my questions. Thanks for being so helpful!”
• “I am so impressed that I actually get to talk to a real person when I call. When I have called other HSA administrators I had to go through an automated recording and then hold for countless minutes before a customer service rep ever had the chance to help me.”
• “Thank you so much for all the information requested. It was very organized and understandable.